Money
There are MILLIONS of reasons why you should belong to your industry’s workers’ compensation program.
The Fund’s sole purpose is to keep members’ workers’ compensation costs low, reliable and predictable.
Hotel Housekeepers
Safety education resources available for employee training.
Restaurant Bartenders
Safety and Loss Control Services – specifically designed for the hospitality industry.
Restaurant Waitress
Qualified members of this self-insured program can save up to 48% on their workers’ compensation coverage.

Welcome to the Michigan Restaurant and Lodging Fund

The MRL Fund is a member owned workers' compensation program endorsed by the Michigan Restaurant Association and the Michigan Lodging and Tourism Association. The sole purpose is to keep members' workers' compensation costs low, reliable, and predictable.

Qualified members of this self-insured program can save up to 48% on their workers' compensation coverage. The potential for a significant return of profit back to its members is reason enough to insure with the MRL Fund, but there's more! MRL Fund members also receive:

  • Competitive Rates - due to better risk selection. Only those with a proven record of low losses qualify!
  • Better Claims Service - Settlement authority rests with the Fund. The decision making board is comprised of members, just like you!
  • Safety & Loss Control Services - specifically designed for the hospitality industry.