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History of the Fund

The MRL Fund was formed December 1, 1992 as the Michigan Restaurant Association Self-Insured Workers' Compensation Fund (MRA SIWCF). It was endorsed as a program available exclusively to members of the Michigan Restaurant Association (MRA).

Initially there were 120 members in the Fund. The Fund grew quickly and soon had members in every county in Michigan. By January 1, 1999 the Fund had expanded to include members of the Michigan Lodging and Tourism Association and changed its name to the Michigan Restaurant & Lodging Fund (MRL Fund). Today the Fund has over 1,000 members representing over 2,500 of the finest restaurant and hotel operators in every corner of the state.